I agree. It covers part of the inventory screen, so if chat is active i cannot access items on the lower part. Also in missions it gets in the way of your mouse, so i cannot move/shoot to the part that is covered. In sticky situations it can mean life and death.

Currently the only in game work around for this is to start a Cabal and sit in the cabal chat window. 

I would agree that some form of chat options are needed and would say they are already awaiting implementation due to being much needed imo.

I would hazard a guess we got the chat we have so as to help finding coop matches etc easier and info about the game readily available to all (when posted in chat)  

It would be nice to be able to disable the chat. 

Not that I mind seeing a bit of general chatting while I'm playing, but it does get in the way of actually playing the game by blocking part of the screen.

At the very least, it should be made transparent to the mouse so you can still click on things behind it.

Hey Morzan i want to talk with u